States
Alaska minimum car insurance: 50/100/25
At least $50,000 per person, $100,000 per accident and $25,000 for property damage. Change the numbers below to test your own policy.
Minimum car insurance check and unpaid-damages estimate
Alaska minimum: 50/100/25 · no-fault or at-fault status not verified
Your limits meet this minimum.
Left unpaid by the policy in this scenario
$30,000
- Total damages: $155,000
- Injury paid by the policy: $100,000 (per-person cap reached)
- Property paid by the policy: $25,000
The scenario amounts are yours, not statistics. official page, read 2026-11-02. Everything you enter stays in this browser: nothing is sent or stored. General information, not insurance or legal advice.
Alaska's figure comes from the legislature's own text, because the state motor vehicle division refused our declared reader. Section 28.22.101 of the Alaska Statutes sets $50,000 for one person, $100,000 for two or more people and $25,000 for property, and it asks that the policy cover the United States and Canada. Only Maine, North Carolina and Virginia match that $50,000 among the states we read. Section 28.22.011 places the duty on both the operator and the owner of a vehicle subject to registration. Under section 28.22.041, failing to provide the required proof brings a license suspension of at least 90 days, or at least one year if the person had such a suspension in the previous 10 years. That suspension runs after any other one. A driver arriving with a 25/50 policy is short on the two injury lines. Exemptions exist in section 28.22.011, so read it before relying on one.
Official pages read by Radif Partners · Editorial policy · Method and sources
What the three numbers mean in Alaska
No state we read asks for more per person than Alaska. A driver arriving with a 25/50 policy from elsewhere falls short here and has to raise the limits at once.
$50,000 is the most the policy pays for one injured person. $100,000 is the most it pays for everyone hurt in the crash. $25,000 is the most it pays for the other car and anything else you damage.
| Coverage | Minimum | Source read |
|---|---|---|
| Injury, one person | $50,000 | November 2, 2026 or November 3, 2026 |
| Injury, whole accident | $100,000 | November 2, 2026 or November 3, 2026 |
| Property damage | $25,000 | November 2, 2026 or November 3, 2026 |
Read on the official page for Alaska.
What else we read for Alaska
| Topic | What the source says | Source |
|---|---|---|
| No-fault or at-fault | Not verified | None read |
| Other required or offered cover | Not verified | None read |
| Penalties | License suspended for at least 90 days when proof is not provided, and at least one year after an earlier suspension within 10 years (AS 28.22.041). | official text |
| SR-22 or similar filing | Not verified | None read |
Not verified means that we did not read the rule on an official page. It does not mean that the rule is absent, and we do not infer at-fault status from silence. Ask the state before relying on a blank.