States
Maine minimum car insurance: 50/100/25
At least $50,000 per person, $100,000 per accident and $25,000 for property damage. Change the numbers below to test your own policy.
Minimum car insurance check and unpaid-damages estimate
Maine minimum: 50/100/25 · no-fault or at-fault status not verified
Your limits meet this minimum.
Left unpaid by the policy in this scenario
$30,000
- Total damages: $155,000
- Injury paid by the policy: $100,000 (per-person cap reached)
- Property paid by the policy: $25,000
The scenario amounts are yours, not statistics. official page, read 2026-11-02. Everything you enter stays in this browser: nothing is sent or stored. General information, not insurance or legal advice.
Maine's minimum comes from Title 29-A, section 1605, since the state insurance bureau's site refused our reader. It sets $50,000 for one person, $100,000 for an accident with more than one injured person and $25,000 for property, which puts Maine with Alaska, North Carolina and Virginia at the top of our table on injury. The same section goes further than those three on what we read: it also sets $2,000 for medical payments under section 1605-A and $500 for towing and storage under section 1605-B. So a policy matching the three usual numbers can still fall short of the list in this section. Someone arriving from a 25/50 state has to double both injury lines. The section also lets a utility qualify by showing financial ability, which will not concern a private driver. We did not read Maine's penalty section.
Official pages read by Radif Partners · Editorial policy · Method and sources
What the three numbers mean in Maine
No state we read asks for more per person than Maine. A driver arriving with a 25/50 policy from elsewhere falls short here and has to raise the limits at once.
$50,000 is the most the policy pays for one injured person. $100,000 is the most it pays for everyone hurt in the crash. $25,000 is the most it pays for the other car and anything else you damage.
| Coverage | Minimum | Source read |
|---|---|---|
| Injury, one person | $50,000 | November 2, 2026 or November 3, 2026 |
| Injury, whole accident | $100,000 | November 2, 2026 or November 3, 2026 |
| Property damage | $25,000 | November 2, 2026 or November 3, 2026 |
Read on the official page for Maine.
What else we read for Maine
| Topic | What the source says | Source |
|---|---|---|
| No-fault or at-fault | Not verified | None read |
| Other required or offered cover | The same section also sets $2,000 of medical payments cover and $500 for towing and storage. | official text |
| Penalties | Not verified | None read |
| SR-22 or similar filing | Not verified | None read |
Not verified means that we did not read the rule on an official page. It does not mean that the rule is absent, and we do not infer at-fault status from silence. Ask the state before relying on a blank.