Guides
SR-22 filings
Here is what the state texts we read say. Enter the years in your order to count what is left.
When does a filing period end?
Months left
28
| Total months | 36 |
Arithmetic on your own figures, not a rule. Ask the agency named on your order whether a lapse changes the period.
An SR-22 is not a type of insurance. Nevada's DMV defines it as a Certificate of Financial Responsibility that your insurance company files with the DMV, and says the company notifies it immediately if you drop the coverage. Nevada asks for it for 3 years in stated lapse cases, the only period we read. California lists an SR 22 certificate among accepted proofs of insurance. The name FR-44 appears on none of the official pages we read, so we cannot define it from a source. What we did read is the amount people connect with it: Florida's section 324.023 requires $100,000 per person, $300,000 per crash and $50,000 for property after certain DUI convictions, against $10,000, $20,000 and $10,000 in section 324.021. We have a reading for 6 of 51 jurisdictions, listed below. The tool counts months from the number in your own paperwork.
Official pages read by Radif Partners · Editorial policy · Method and sources
What we read, state by state
| State | What the source says | Source |
|---|---|---|
| Arizona | After a third violation, proof of financial responsibility must be filed before reinstatement (A.R.S. 28-4135). The section does not use the name SR-22. | official text |
| California | The DMV lists a California Proof of Insurance Certificate (SR 22) among accepted forms of evidence. | official text |
| Florida | After certain DUI convictions, the amount rises to $100,000 per person, $300,000 per crash and $50,000 for property (F.S. 324.023). The section does not use the name FR-44. | official text |
| Minnesota | Before reinstatement, the operator files an insurer's written certificate that security is in place (169.797). The section does not use the name SR-22. | official text |
| Nevada | An SR-22 is a certificate the insurer files with the DMV; required for 3 years from 91 days of lapse on a first offense, and from day one on a third offense within five years. | official text |
| South Carolina | The insurance title names the SR-22 as a mandatory filing by a governmental authority, without setting a period in the passages we read. | official text |
SR-22 or a similar filing not verified for: Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Nevada's table in practice
On a first offense, a lapse of 1 to 90 days carries fees and fines but no SR-22. From 91 days, the 3-year filing applies. On a third offense within five years, the filing applies from the first day, along with a license suspension of at least 30 days. Totals run from $250 to $1,750 depending on the offense and the length of the lapse. Nevada's state page has the figures.
Filings without the name
Arizona requires proof of financial responsibility to be filed before reinstatement after a third violation within 36 months, and Minnesota requires an insurer's written certificate. Neither section uses the name SR-22, so we report what they say without assuming the form is the same.
Reading your order
Your own order or notice from the state outranks anything here, including this page. Use the years written on it in the tool, and write down the agency named on it, since that agency answers for your case.